Shijiazhuang, Hebei 1
Shijiazhuang Housing Provident Fund Management Center issued the Notice on Adjusting the Relevant Policies of Housing Provident Fund Personal Housing Loan in Our City. If the housing provident fund is paid in different places and it has been paid in Shijiazhuang for less than 6 months, the payment time can be calculated according to the payment certificate issued by the original housing provident fund management center. Employees whose household registration is in Shijiazhuang, but who have paid the housing provident fund in the place of employment (other places), can apply for the housing provident fund personal housing loan to Shijiazhuang Housing Provident Fund Management Center with the payment certificate issued by the housing provident fund management center in the place of employment.
2. Jinan City, Shandong Province
As far as off-site provident fund loans are concerned, as early as 2008, Jinan has already started off-site provident fund loans throughout the province. However, in this new policy, the policy of off-site loans has been extended from the whole province to the whole country. If the registered population of Jinan pays the housing provident fund in the place of employment, they can apply for a personal loan of housing provident fund with the proof of payment from the housing provident fund management center in the place of employment.
The time requirement for borrowers to pay housing provident fund is changed from continuous full payment 12 months (inclusive) to continuous full payment for 6 months (inclusive), and they can apply for individual housing provident fund loans.
Citizens who have paid the provident fund from other places need to bring the certificate provided by the local provident fund department to prove that their local provident fund loans have been paid off when applying for housing loans in Jinan. In addition, you need to bring your ID card, household registration book and a copy. The staff of the Provident Fund Center suggested that applicants should first consult the loan handling bank when handling new and second-hand housing loans. You can apply for a loan in Jinan when you pay the provident fund in other places, so can you apply in other places when you pay in Jinan? The staff of Jinan Provident Fund Center said that it depends on the policies of the local provident fund management center. It is recommended that citizens consult the local provident fund management department before handling.
3.hangzhou, Zhejiang
20 14 10 3 1, Hangzhou adjusted the relevant policies on housing provident fund loans, and Hangzhou registered employees who paid housing provident fund in different places were regarded as local employees, and the Hangzhou provident fund loan policy was implemented. If you buy the first and improved ordinary self-occupied housing in Hangzhou, you can apply for provident fund loan from Hangzhou Provident Fund Center with the proof of provident fund deposit and loan issued by the local provident fund center and the proof of borrower's family property inquiry issued by the local housing management department.
4. Hulunbeier, Inner Mongolia
20 14, 1 10, 10 Hulunbeier Housing Provident Fund Management Center issued three ministerial documents to implement the New Deal. In order to implement the Notice of the Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the People's Bank of China on Developing Personal Housing Loan Business of Housing Provident Fund, and support paid employees to purchase owner-occupied housing, the relevant policies of Hulunbeier Housing Provident Fund are adjusted as follows:
Employees who have paid the housing provident fund in full for more than 6 months (inclusive) may apply for housing provident fund personal housing loans. For those who have paid the housing provident fund in different places and paid it in the current deposit place for less than 6 months, the payment time shall be calculated according to the payment certificate issued by the housing provident fund management center of the original deposit place.
Workers with Hulunbeier household registration and housing provident fund deposit in their places of employment can apply for housing provident fund personal housing loans in Hulunbeier housing provident fund management center with the deposit certificate issued by Hulunbeier housing provident fund management center.
5.chengdu, Sichuan
20 14,10130 October, Chengdu provident fund housing management center adjusted the provident fund loan policy. The relevant person in charge of Chengdu Provident Fund Center said that from June 1 day next month, employees who have paid the housing provident fund for more than 6 months continuously and meet the conditions of other provident fund loans can apply for provident fund loans. At the same time, if the employees transferred from other places to work in Chengdu have paid the provident fund in Chengdu for less than 6 months, the payment time can be calculated together after providing the certificate of continuous normal payment issued by the foreign provident fund center.
It is understood that this adjustment has also opened a loan business in different places. Chengdu registered employees who have paid the housing provident fund in their places of employment can apply for loans from Chengdu Provident Fund Center with the certificate of the housing provident fund deposit issued by the housing provident fund management center in their places of employment when they purchase self-occupied housing in the administrative area of Chengdu.
6. Luzhou
From July 1 2004, employees who have paid housing provident fund outside the administrative area of Luzhou City can apply for provident fund loans when they buy their own houses within the administrative area of Luzhou City. The implementation time of this regulation is limited to two years. In other words, if your provident fund was paid in a city other than Luzhou, you can now use the provident fund loan to buy a house in Luzhou.
7. Changchun in Jilin Province
From July 2065438 to July 2004, Changchun citizens bought houses in different places in the province, and they could use their own Changchun provident fund account to borrow money to buy houses. The loan business of house purchase in different places in the province is specifically undertaken by the railway sub-center. If there is a railway central branch in the place where the house is purchased, the employee shall apply to the local railway central branch; If there is no branch of the railway sub-center in the place where the house is purchased, the employee shall apply to the railway sub-center.
20 14 10 2 1, Changchun provident fund management center made another adjustment. Workers who deposit housing provident fund in Changchun Provident Fund Center can apply for housing provident fund loans if they buy self-occupied housing in other cities and states. For employees who deposit housing provident fund in the city provident fund center and buy self-occupied housing in their place of residence, the city provident fund center will issue a certificate of housing provident fund deposit for them, and employees will apply for housing provident fund loans from the residence provident fund center.
Employees who have paid the housing provident fund in full for more than 6 months (inclusive) may apply for housing provident fund personal housing loans. If the housing provident fund is paid in different places and less than 6 months in the city provident fund center, the payment time can be calculated according to the payment certificate issued by the original provident fund center.
8. Hunan Changsha
On August 2065438+2004 1 1, the Housing and Construction Department of Hunan Province issued the Opinions of the Housing and Urban-Rural Development Department of Hunan Province on Promoting the Stable and Healthy Development of Hunan's Real Estate Market, which clearly stipulated that foreign buyers could apply for provident fund loans.
Housing provident fund depositors who purchase self-occupied housing in other cities and states in the province other than the place of deposit may apply for housing provident fund loans from the housing provident fund management center where the house is purchased; If the tenant without housing rents the house for self-occupation, he can withdraw the housing provident fund to pay the rent, but the monthly withdrawal amount shall not exceed the monthly deposit amount of the housing provident fund.
2014 September 16, Notice of Changsha Municipality on Resumption of Personal Housing Loan from Housing Provident Fund in Different Places
In order to further promote the healthy development of the real estate market in Changsha, support low-and middle-income families to improve their housing conditions, and give full play to the housing security function of the housing provident fund, with the approval of the Changsha Housing Provident Fund Management Committee, it is now decided to resume the housing provident fund to handle individual housing loan business in different places in the province (including provincial sub-centers) from July 29, 20 14. Depositors from other centers in the province who apply for loans in the center shall implement the loan policy of the center and inquire about the real estate information of borrowers and couples (both the deposit place and the loan place should be inquired).
9. Wuhan City, Hubei Province
On September 5, 20 14, the Urban and Rural Construction Department of Hubei Province issued "Several Opinions on Promoting the Stable and Healthy Development of the Real Estate Market in the Province", which was called "Hubei Six Articles" by the media. Article 15 of the Opinions stipulates that families who buy houses in different places in the province can apply for loans by using the housing provident fund deposited there. Explore the application for the use of parents' and children's housing provident fund when paying employees to buy a house, and effectively play the role of family intergenerational housing provident fund. Use housing provident fund loans to purchase commercial housing.
2014165438+16 October, Wuhan housing provident fund management center issued the notice on adjusting the business process and fund settlement method of employee housing provident fund transfer in different places, and adjusted the business process and fund settlement method of Wuhan housing provident fund management center (hereinafter referred to as the provident fund center).
For the employees transferred from other places to Wuhan, the off-site provident fund center will issue the deposit certificate of normal deposit for 6 months or more, and transfer all the off-site provident fund to the local provident fund account. The housing accumulation fund in different places participates in the loan amount calculation according to its deposit time coefficient (the parameter value is uniformly set to 1) and the multiple of the deposit balance.
Lanzhou, Gansu 10
(The above answers were published on 20 15-06- 12. Please refer to the actual situation for the current purchase policy. )
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