The proof of income needs to include the following points:

1. Write the name of the reference clearly in the title.

2. The information of the attested person, ID number and the time when he became an employee of the company.

3. Write clearly the position and income of the reference.

4. Write clearly in what form the income will be distributed.

5, write clearly the name of the unit.

6. Write down the agent clearly, mainly for the convenience of the other party to verify.

7. Write down the year, month and day, the name of the unit and department, and affix the special seal.

It should be noted that the income proof mode generally refers to monthly income, all of which refers to after-tax income, including wages, bonuses, allowances, housing provident fund and other after-tax income.

You can't issue more proof of income. Some people's income does not meet the requirements, so they want to get away with it by making false income certificates.

The consequences of handling false income certificates are very serious.

First of all, for the borrower, if he is caught by the bank for issuing false income certificates, he will not pass the loan review, and in serious cases, he will bear legal risks. Even if approved, in the face of late repayment pressure, the house will also face the possibility of being taken back by the bank.

The more serious consequence is that borrowers defraud bank loans with false income certificates and are also suspected of defrauding loans.

The provisions in the criminal law are: fixed-term imprisonment of not more than three years or criminal detention, with or without a fine; Whoever causes particularly heavy losses to banks or other financial institutions or has other particularly serious circumstances shall be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and shall also be fined.

Extended data

Income proof is a kind of economic income proof that China citizens need in their daily production, life and business activities. Generally, when handling visas, bank loans, credit cards, etc. You will be asked to issue a proof of the economic income of the party concerned.

Matters needing attention

First: Pay attention to the necessary format when issuing the income certificate.

Second: the income certificate must be stamped with a "fresh stamp", that is, the copy of the income certificate is invalid.

Third: the seal must be the financial seal or the official seal of the unit. And it must be a round stamp.