1, what is the longest period? Can I pay in advance?
Answer: The longest loan is 10 years, and the loan can be repaid in advance. Interest shall be paid off with the principal (calculation method: loan amount/division/annual interest of loan = the longest loan period of n years); Prepayment (at the same time, prepayment will lose up to one month's interest).
2. How to repay?
A: Repayment will be made through our designated special account.
3. What are the necessary conditions for application?
A: I have fixed assets, fixed jobs and income, 16-60 years old;
I'm not here, can I handle it?
A: It can be handled all over the country!
5. My income is unstable. What should I do?
Answer: The loan amount is determined according to the income in the last three months. If the income is unstable, the average salary of the last three months shall be taken. It is recommended to lend on demand!
6. What is the application process?
Answer: Submit the materials →→→→ Check and verify the materials →→ The lender needs to provide and deposit the principal into the bank account →→ Sign the contract (fax the contract to provide the contract version) → Lend money → Pay the interest on time every month after the loan is successful →→ Repay the principal when it is due, and the gold contract shall be handled by the lender.
7. Is this interest cheaper than the bank?
A: There is no comparability between these two different types of loans. At present, the loans provided by banks are basically mortgage loans, while we are credit loans. The risk gap is very large, and the interest rate is 0.8% per month (for example, the monthly loan interest rate is 65438+100000 70 yuan); Interest bearing method: the general minimum interest rate of banks is about 0.58%+ financing dividend is about 1%+ company profit is more than 0.41%; If it is possible to say that the interest is below 1.5%, why not deposit bank insurance?
8. After I get the loan, I can't repay the money of the month normally due to unexpected circumstances. What should I do?
Answer: You can call to apply for deferred repayment. You only need to pay the interest of the current month, and the principal will be paid back together next month. It will not affect your personal credit. For each loan, the applicant has three opportunities to apply for deferred repayment. Is it the so-called three things?
9. I successfully applied for a loan on this website a few months ago, and I always paid it back on time, but I haven't paid it back yet. Now there's a place where I need cash flow. Can I apply again? You can also enjoy revolving credit?
A: Yes, this website has a clear system of borrowing the new and returning the old, that is, apply for a new loan and then repay the last loan in advance, so the money obtained = the new loan-the remaining amount of the last loan? This situation often happens when the loan amount is low, because the salary is not high enough to fully meet the demand. More importantly, with a good repayment record, the procedures for reapplying are simpler and the amount may be higher. Repay in advance, and then borrow (at the same time, repay in advance, and lose at most one month's interest).
10, is this usury?
A: No, the interest rate is high, but this is only an objective factor. This kind of loan is unprofitable, with fixed interest rate-monthly interest rate-repayment at maturity?
Loan process:
1. The borrower applies for a loan from this institution and submits relevant materials.
2. After approval, the borrower signs a loan contract with the institution.
3 institutions to implement the loan conditions, according to the prescribed procedures for the loan procedures, the loan funds into the borrower's account.
4. After signing the contract, the funds can be transferred to the applicant's account (within 20 minutes).
5. After the loan is settled, the withdrawal formalities shall be handled according to the regulations of this institution.
6. If the amount exceeds RMB 6,543,800+0,000, the borrower's certificates and business conditions shall be inspected and audited at the site before approval.
Information required for loan:
1. Personal loan: copies of ID card, household registration book, etc.
2. Self-employed loans: photocopies of ID card, household registration book, business license and tax registration certificate.
3. Corporate loans: photocopies of corporate identity card, household registration book, business license, tax registration certificate, organization code, etc.
4. Car loan: a copy of the loan application, valid identity documents of the borrower and spouse, relevant income certificates, etc.
5. Personal comprehensive consumption loan: copies of ID card, household registration book, work income certificate, etc.
6. Unsecured student loans: copies of valid identity documents or other valid residence identity documents of individuals and spouses; If you attend an overseas school, you must provide a copy of the valid ID card of the educatee and a copy of the passport or pass of the educatee.
Note: (For customers who provide loan information for audit, please call our company the next day to check whether it has passed the audit).
1. Personal loan:
Loan amount: the unsecured loan amount is 1 0,000-10,000,000. Loan time: 1 month-10 year. Loan interest: 0.8% per month and 8% per year.
Loan requirements: The borrower is a citizen of China, aged 18-60 years old, and should have a fixed income from work to ensure the safe destination and legal operation of funds.
Loan scope: All parts of the country (lending on the same day) need not be mortgaged.
Loan information: household registration ID card
Loan process: telephone consultation (or business QQ)-application materials-approval-signing-loan success.
2. Self-operated loans:
Loan amount: the unsecured loan amount is10-2 million. Loan time: 1 month-10 year. Loan interest: 0.8% per month and 8% per year.
Loan scope: All parts of the country (lending on the same day) need not be mortgaged.
Loan requirements: there are fixed business premises, and the business premises are in good condition to ensure the safe whereabouts and legal operation of funds.
Loan information: individual business license, tax registration certificate and copy of legal representative's ID card.
Loan process: telephone consultation (or business QQ)-application materials-approval-signing-loan success.
3. Corporate loans:
Loan amount: unsecured and unsecured loan amount is 3-5 million. Time: 1 month-10 year. Loan interest: 0.8% per month and 8% per year.
Loan scope: All parts of the country (lending on the same day) need not be mortgaged to ensure the safe whereabouts and legal operation of funds.
Loan requirements: SMEs registered in China must be in good operating condition.
Loan information: business license, tax registration certificate, organization code certificate, copy of legal representative's ID card.
Loan process: telephone consultation (or business QQ)-application materials-approval-signing-loan success.
4. Student loans:
Loan amount: the unsecured loan amount is 1 0,000-300,000. Loan time: 1 month-10 year. Loan interest: 0.8% per month and 8% per year.
Loan scope: All parts of the country (lending on the same day) need not be mortgaged.
Loan requirements: the lender must be a student at school, aged 18 or above.
Loan information: household registration book, ID card, student ID card or school student ID card.
Loan process: telephone consultation (or business QQ)-application materials-approval-signing-loan success.
5. After the signing of this contract, the Lender shall perform the contractual responsibilities on schedule:
(1) Loan type: personal loan or corporate loan.
(2) The longest loan period is 10 year, and the shortest loan period is one month;
1. Personal loan:
Loan amount: the unsecured loan amount is 1 0,000-10,000,000. Loan time: 1 month-10 year. Loan interest: 0.8% per month and 8% per year.
Loan requirements: The borrower is a citizen of China, aged 18-60 years old, and should have a fixed income from work to ensure the safe destination and legal operation of funds.
Loan scope: All parts of the country (lending on the same day) need not be mortgaged.
Loan information: household registration ID card
Loan process: telephone consultation (or business QQ)-application materials-approval-signing-loan success.
2. Self-operated loans:
Loan amount: the unsecured loan amount is10-2 million. Loan time: 1 month-10 year. Loan interest: 0.8% per month and 8% per year.
Loan scope: All parts of the country (lending on the same day) need not be mortgaged.
Loan requirements: there are fixed business premises, and the business premises are in good condition to ensure the safe whereabouts and legal operation of funds.
Loan information: individual business license, tax registration certificate and copy of legal representative's ID card.
Loan process: telephone consultation (or business QQ)-application materials-approval-signing-loan success.
3. Corporate loans:
Loan amount: unsecured and unsecured loan amount is 3-5 million. Time: 1 month-10 year. Loan interest: 0.8% per month and 8% per year.
Loan scope: All parts of the country (lending on the same day) need not be mortgaged to ensure the safe whereabouts and legal operation of funds.
Loan requirements: SMEs registered in China must be in good operating condition.
Loan information: business license, tax registration certificate, organization code certificate, copy of legal representative's ID card.
Loan process: telephone consultation (or business QQ)-application materials-approval-signing-loan success.
4. Student loans:
Loan amount: the unsecured loan amount is 1 0,000-300,000. Loan time: 1 month-10 year. Loan interest: 0.8% per month and 8% per year.
Loan scope: All parts of the country (lending on the same day) need not be mortgaged.
Loan requirements: the lender must be a student at school, aged 18 or above.
Loan information: household registration book, ID card, student ID card or school student ID card.
Loan process: telephone consultation (or business QQ)-application materials-approval-signing-loan success.
5. After the signing of this contract, the Lender shall perform the contractual responsibilities on schedule:
(1) Loan type: personal loan or corporate loan.
(2) The longest loan period is 10 year, and the shortest loan period is one month;