Human beings are powerless in the face of natural disasters. Human beings are too insignificant. In life, we never know which accident or surprise will come first. Every natural disaster will cause heavy losses. But no matter what, this may be the law of survival. Although you can't change it, then choose to accept it. In today's era, with advanced science and technology, death can be reduced as much as possible when facing disasters, and we can recover quickly after the disaster.
The Wenchuan earthquake in 2008 was shocking. The entire Wenchuan was in trouble. As soon as the disaster occurred, the country also went all out to carry out rescue, and supplies were collected from all directions and transported to the disaster area. Finally, in With united efforts, a new and beautiful Wenchuan has now reappeared. So some people must ask, 80,000 people were killed in the Wenchuan earthquake, so what happened to the deposits and loans they left behind?
In our country, people all know that loans exist to help people solve their economic problems. Nowadays, housing loans and car loans have become a part of people’s lives, and this money is not free to use. Yes, you need to pay interest to the bank. Although the money stored in the bank is also an investment, there are still risks. Those who unfortunately did not survive the Wenchuan earthquake also had many borrowers, so they How to properly resolve the loan deposits in your name.
If the deceased depositor has an heir, then according to laws and regulations, it can be managed by the heir. However, this must go through legal procedures to declare that the depositor has died before the first heir can inherit the property, and A lot of materials need to be processed, such as the depositor's death certificate and notarization. If the depositor does not have a reasonable heir, the property will be taken back to the state and controlled by the state. The money will also be used for post-disaster reconstruction.
Another situation is that if the person’s body is not found and it cannot be completely proven whether it is property belonging to a living person, then the government will stipulate that the property will still belong to the person, and the bank will also transfer the property to the person. The fee is set for a period. If no one comes to claim it within the specified period, it will eventually belong to the country. So what about the loan?
If it is verified by the state that the borrower is in distress and his or her life or death is uncertain, and the actual repayer cannot be found, the relevant personnel will assist and agree with the bank, and finally the loan will be canceled directly, even if the borrower is in distress. The person has an heir, but he does not need to repay his debt. After all, he has lost his close relatives and is heartbroken. The family may also be broken up. This is already a very painful thing. This also shows that the country has a deep concern for the family. Such a move can not only alleviate the pressure of the families in distress, but also they no longer have to worry about loans.
As for the 80,000 people killed in the Wenchuan earthquake, the loans were definitely not a small amount, but the country decided to cancel and no longer pursue their loans. The country is also considerate of the people, and those The people who survived have also received care and attention from the country, and they are full of hope for rebuilding their homes. In general, whether in the face of disasters or in daily life, the country's care for us has brought us a lot of happiness. Our country is always seeking happiness for the people and safeguarding the interests of the people. The Wenchuan earthquake also reflected the concerted efforts and the spirit of self-improvement of the Chinese people.