Loan conditions: The borrower must meet the following conditions:

(1) Have legal person qualifications;

(2) Have stable income, good credit, and Ability to repay the principal and interest of the loan;

(3) Have legal and valid contracts and agreements for purchasing and overhauling the house, and other documents, and request a loan;

(4) Purchased (overhauled) More than 20% of the total price of the house is self-financed and guaranteed to be used to pay the down payment (overhaul) of the house;

(5) There are approved loan mortgages or pledged assets, or/and Sufficient legal solvency, other economic organizations or individuals as guarantors; - Loan terms of other conditions (6).