If you meet the conditions for foreigners to buy a house in Tianjin, you can buy a house in Tianjin; in addition, if you want to get a loan to buy a house in Tianjin, the bank will evaluate your personal information and then consider whether to lend. If you meet the requirements, then You can get a loan to buy a house in Tianjin.
According to Tianjin’s latest house purchase policy:
For non-Tianjin residents who want to buy a house in Tianjin, they can provide proof of personal income tax payment or social insurance payment proof for a cumulative year in Tianjin. , that is, it meets the conditions for foreigners to buy houses in Tianjin, and is limited to purchasing one house (including newly built commercial housing and second-hand housing).
Families with non-registered residence in this city who own one or more houses in this city are suspended from purchasing new housing within the six districts of the city and Wuqing District, including newly built commercial housing and second-hand housing; Families who are not registered residents of the city and are purchasing their first home within the six districts of the city and Wuqing District must apply for a commercial loan with a down payment of at least 40%.
Generally speaking, the basic conditions that need to be met for personal loans are as follows:
1. Be at least 18 years old and have full capacity for civil conduct, and have valid proof of residence and identity;
2. Have stable legal income and proof, and the ability to repay interest;
3. When the loan business requires down payment, have the ability to pay the full down payment ;
4. For larger personal loans, you need to meet the collateral conditions required by the bank;
5. For credit loans, you need to have good credit;
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6. Meet other conditions required by the bank.
In addition, please note that provident funds from other places cannot be used temporarily when buying houses in Tianjin, so foreigners can only choose commercial loans to buy houses in Tianjin.
I hope the above content is helpful to you.