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Is it necessary for both husband and wife to apply for housing provident fund loans?
Legal analysis: when handling provident fund loans, you will check the credit information of both husband and wife, so you will check the credit information of your spouse.

Legal basis: "Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Breach of Trust" Article 1 If the executed person fails to fulfill the obligations specified in the effective legal documents and has one of the following circumstances, the people's court will include him in the list of executed persons with breach of trust and impose credit punishment on him according to law: 1 Those who have the ability to perform refuse to perform the obligations specified in the effective legal documents; 2. Obstructing or resisting execution by forging evidence, violence or threats; 3. Evading execution by false litigation, false arbitration or concealing or transferring property; 4. Violating the property reporting system; 5. Violating the consumption restriction order; 6. Refusing to perform the settlement agreement without justifiable reasons.