Specific ways of prepayment:
1. Log in to Ping An Pratt & Whitney Loan official website through the computer, find the order that needs to be returned in advance in the personal loan account, and return the remaining loan principal, interest and prepayment penalty according to the amount prompted by the system.
2. Download and log in to Ping An Pratt & Whitney Mobile APP, enter your own loan account, find the loan order to be returned in advance in the order bar, and select all repayment.
3. Contact the account manager who provides services for himself and make repayment at the offline business outlets of Ping An Pratt & Whitney.
Ping An Pratt & Whitney loan can be repaid in advance, but it may have to pay a certain penalty. Because there are many Ping An Pratt & Whitney loan products, the standards for collecting liquidated damages are different. Now, Xi Cai Jun provides several methods to inquire about the liquidated damages for prepayment for friends who intend to prepay.
1. In many loan contracts, Ping An Pratt & Whitney will indicate the calculation method of liquidated damages for early repayment. You can refer to the contract;
2. Call Ping An Pratt & Whitney Loan Customer Service. Ask the customer service staff to help you check the calculation method of liquidated damages for your products;
3. Contact the loan specialist through the official WeChat account of Ping An Pratt & Whitney Loan and ask them what the penalty for prepayment of Ping An Pratt & Whitney Loan is.
Extended data:
Ping An Pratt & Whitney Financial Business Cluster (hereinafter referred to as "Ping An Pratt & Whitney") is China Ping An Insurance (Group) Co., Ltd. (hereinafter referred to as "Ping An Group").
Subordinate enterprise clusters of joint ventures. Adhering to the brand concept of "trust is power", we will provide better loan services for small and micro enterprises and individual customers with innovative technology and excellent customer experience, and build a consumer finance brand trusted by global loan customers.
Can Ping An HP Loan be repaid in advance?
Ping An Pratt & Whitney loan can be repaid in advance, but it may have to pay a certain penalty. Because there are many Ping An Pratt & Whitney loan products, the standards for collecting liquidated damages are different. You can know your own standard of liquidated damages by consulting the terms of the contract or consulting the customer service staff.
First, repay the loan in advance
Many banks can handle loan prepayment business. After prepayment, you don't have to pay interest afterwards, but you need to pay liquidated damages.
Different banks have different regulations on this kind of fine:
1, Industrial and Commercial Bank of China
If the prepayment is less than one year, 5% of the prepayment amount will be charged; If the repayment is made in advance after one year, no penalty will be charged.
2. China Merchants Bank
If the prepayment is less than one year, interest shall be charged for at least three months relative to the actual repayment amount; If repayment is made in advance after one year, at least 1 month interest will be charged relative to the actual repayment amount.
3. Agricultural Bank of China
If the prepayment is less than one year, the penalty will be charged according to the calculation formula of principal × monthly interest rate; If the repayment is made in advance after one year, no penalty will be charged.
4. Bank of China
If the prepayment is less than one year, a penalty of no more than 6 months' interest will be charged; If the repayment is made in advance after one year, no penalty will be charged.
5. China Construction Bank
If the prepayment is less than one year, 3% of the prepayment amount will be charged; 2% for prepayment after one to two years; Repay in advance after two to three years, and charge 1%.
6. China Everbright Bank
If the prepayment is less than one year, 3% to 6% interest will be charged as liquidated damages; If the repayment is made in advance after one year, no penalty will be charged.
Two. Ping An Pratt & Whitney Loan Repayment in Advance
Ping An Pratt & Whitney can contact Ping An Pratt & Whitney Customer Service for consultation and call Ping An Pratt & Whitney Customer Service.
Can also be handled in the following ways:
(a) the specific way of prepayment.
1. Take macbookpro mos 14 to open google version 92.0.4515.10/as an example, log in to Ping An Pratt & Whitney Loan official website through the computer, find the order that needs to be returned in advance in the personal loan account, and return the remaining loan principal and interest according to the amount prompted by the system.
2. Take iphone 12 and ios 14 as examples, download and log in to Ping An Pratt & Whitney Mobile APP, enter your own loan account, find the loan order to be returned in advance in the order column, and select all repayment.
3. Contact the account manager who provides services for himself and make repayment at the offline business outlets of Ping An Pratt & Whitney.
(2) Inquiry method of liquidated damages for prepayment:
Ping An Pratt & Whitney loan can be repaid in advance, but it may have to pay a certain penalty. Because there are many Ping An Pratt & Whitney loan products, the standards for collecting liquidated damages are different. Now, some friends who intend to prepay provide several ways to inquire about the liquidated damages for prepayment.
1. In many loan contracts, Ping An Pratt & Whitney will indicate the calculation method of liquidated damages for early repayment. You can refer to the contract;
2. Call Ping An Pratt & Whitney Loan Customer Service. Ask the customer service staff to help you check the calculation method of liquidated damages for your products;
3. Contact the loan specialist through the official WeChat account of Ping An Pratt & Whitney Loan and ask them what the penalty for prepayment of Ping An Pratt & Whitney Loan is.
Can Ping An Bank app loan be repaid in advance?
Ping An Bank loans can be repaid in advance, but in order to repay in advance, it is usually necessary to apply to Ping An Bank in advance. After the bank accepts and passes the examination, the user can go through the formalities of prepayment. Usually, the prepayment methods of different loan types that need to be applied to the bank one month in advance are different: 1, credit loan, revolving loan: log in to Ping An Pocket Bank APP- loan-my loan-loan record-prepayment; 2. Mortgage: The borrower needs to bring his ID card and a copy of the loan contract to the local personal loan processing center to apply; 3. Car loan: log in to Ping An Pocket Bank APP- Loan-My Loan-Loan Record-Advance Repayment Appointment, deduct money on the next repayment date or apply to the car loan branch; Tips: prepayment may involve liquidated damages, subject to the loan contract. Can support full repayment in advance. If you need to settle the loan in advance, please click the "My Bill" menu, click the loan record to be settled, and then click "Repay in advance". After that, you can prepay according to the page prompts, but you need to pay a certain percentage of prepayment penalty. Different loan types have different prepayment methods: 1, credit loans and revolving loans: log in to Ping An Pocket Bank APP- Loan-My Loan-Loan Record-prepayment. 2. Mortgage: The borrower needs to bring his ID card and a copy of the loan contract to the local personal loan processing center to apply; 3. Car loan: log in to Ping An Pocket Bank APP- Loan-My Loan-Loan Record-Advance Repayment Appointment, deduct money on the next repayment date or apply to the car loan branch; Tips: prepayment may involve liquidated damages, subject to the loan contract.
Can Ping An Consumer Provident Fund be repaid in advance?
Yes, you can log in to the Pocket Banking APP, enter the credit card interface, click More-Borrow by installment-Settle in advance by installment, and apply for early repayment according to the prompts.
To settle the petty cash installment in advance, it is necessary to pay the unpaid installment principal and 3% of the remaining principal in one lump sum, which are included in the minimum repayment amount together.