Legal analysis: rural professional cooperatives can apply for loans from rural credit cooperatives, but before you apply for loans, you must ensure that you have met the following conditions, otherwise you can't apply: 1: approved and registered by the administrative department for industry and commerce, and obtained the legal person business license of farmers' professional cooperatives; 2 have a fixed place for production, operation and service, and engage in production, operation and service activities stipulated in the articles of association of farmers' professional cooperatives according to law, and the proportion of self-owned funds shall not be less than 30% in principle; 3. Have a sound organizational structure and financial management system, and be able to submit relevant materials to the rural credit cooperatives on time; 4. Open a deposit account in rural credit cooperatives and voluntarily accept credit supervision and settlement supervision; 5: The credit rating is above Grade A. It has the ability to repay the principal and interest of the loan, and there are no non-performing loans and interest arrears; 6. Hold a loan card issued by the People's Bank of China and pass the yearbook; 7. Other conditions stipulated by the credit union.

Legal basis: Law of People's Republic of China (PRC) on Farmers' Specialized Cooperatives Article 2 Farmers' Specialized Cooperatives are mutual-aid economic organizations that producers and operators of similar agricultural products or providers and users of similar agricultural production and operation services voluntarily unite and democratically manage on the basis of contracted management by farmers. Farmers' professional cooperatives mainly serve their members, providing services such as purchasing agricultural means of production, selling, processing, transporting and storing agricultural products and technologies and information related to agricultural production and operation.