1, the list of untrustworthy people may not always be on it, but it can be eliminated.

The court will remove the faithless person from the list within three to five working days after he has fulfilled his debt obligations. Those who have not finished will not be eliminated.

Generally, the time limit for being included in the list of people who have lost their trust is two years. Those who obstruct or resist execution by violence or threat or have repeatedly broken their promises may be extended for one to three years, and those who actively fulfill their obligations as defined in effective legal documents or actively correct their broken promises may be deleted by the people's court in advance.

The case of the person who has been untrustworthy has been closed, and the list can be deleted within 3-5 working days after accepting the application. To repay the debt, as long as the untrustworthy person fulfills the debt, the parties can apply to delete the untrustworthy list. The task of the general court is to review and approve the deletion according to the process after the application meets the requirements, and it will be completed in about 3 working days.

2. Legal basis: Article 16 of the Regulations on the Administration of Credit Information Industry.

The retention period of personal bad information by credit reporting agencies is 5 years from the date of termination of bad behavior or incident; More than 5 years, should be deleted.

During the retention period of bad information, the information subject may explain the bad information, and the credit reporting institution shall record it.

Second, what will become a bank black account?

The following situations will become bank black accounts:

1, many overdue accounts will form a bank black account. Individuals who have loan business with banks, such as handling loans or using bank credit cards, will become black accounts of banks if they pay back overdue for many times;

2. It was overdue for a long time. Under normal circumstances, it will be more difficult to apply for a loan for the second time if it is overdue for more than 90 days at a time;

3. Overdue involves a large amount and a high amount. In this case, if the borrower fails to repay in time, it will easily become a black account of the bank.