1. Yangjiang Housing Provident Fund can apply for a loan in Yangxi. Second, the solution process (1) The provident fund center of the lending city accepts employees' inquiries about the lending business in different places, and informs them of the audit procedures required for lending at one time. (II) The employee himself or his client applies to the municipal provident fund deposit center, and the deposit center verifies the employee's deposit and loan according to the employee's application, and issues a certificate of deposit and use of the housing provident fund for the employee who has not used the housing provident fund or whose first housing provident fund loan has been settled. (3) After accepting the employee's application for off-site loan, the loan city provident fund center shall verify the authenticity and completeness of the information in the Certificate of Deposit and Use of Housing Provident Fund for Employees with Off-site Loan to the deposit city provident fund center. If it is verified, the loan approval procedures shall be fulfilled within a time limit and the results shall be fed back to the Municipal Provident Fund Center. Deposited into the city provident fund center to identify employees' loans in different places, and establish a detailed account of employees' loans in different places. (4) During the repayment period of employee loans deposited in different places, if the personal account of housing provident fund is transferred, the original deposit city provident fund center shall promptly inform the loan city provident fund center and transfer it to the city provident fund center. When transferring to the urban provident fund center, after receiving the employee housing provident fund account, it is necessary to identify the loan situation in different places in time and record it again. (5) In loans overdue, the deposit city provident fund center should cooperate with the loan city provident fund center to carry out loan collection and other work, and the balance of the loan employee provident fund account can be deducted and returned to the loan according to the loan contract. 3. The Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the People's Bank of China jointly issued the Notice on Developing Personal Housing Loan Business of Housing Provident Fund. The new policy mainly includes that employees who have paid the housing provident fund in full for more than 6 months (inclusive) can apply for personal housing loans from the housing provident fund, and the borrowers are paid employees who have purchased the first set of self-occupied housing or the second set of improved ordinary self-occupied housing.