In the era of skyrocketing housing prices in the country, housing prices in Suzhou are also changing with each passing day, which makes property buyers unbearable. With the introduction of the national housing purchase restriction policy, Suzhou has also begun to purchase restrictions. So what are the purchase restriction policies in Suzhou? What are the requirements for buying a house in Suzhou? Let's take a closer look with Bian Xiao! \r\n20 18 What are the purchase restriction policies in Suzhou? \ r \ nSince 20 16, Suzhou's purchase restriction policy has been upgraded in an all-round way, and the five districts of Gusu, Xiangcheng, Wuzhong, Huqiu, Wujiang, Kunshan and Taicang have implemented the purchase restriction policy. Among them, the down payment ratio of the first suite purchased by Suzhou household registration is 30%, the down payment ratio of the first suite paid off by mortgage is 50%, the down payment ratio of the second suite is 80%, and the third suite will stop lending. \r\nWhat are the requirements for buying a house in Suzhou: \r\n 1, 18 years old. \r\n2。 When the loan expires, men can't be over 60 and women can't be over 55. \r\n3。 Have a stable job and income, and have the ability to repay the principal and interest. \r\n4。 The buyer has a temporary residence permit in Suzhou. \r\n5。 Have proof of identity, such as ID card, household registration book, marriage certificate, etc. \r\n3。 Property buyers have paid personal income tax or paid social insurance certificates in Suzhou for five consecutive years. \r\n4。 The buyer has no house in Suzhou, which is the first time for the family to buy a house. \r\n5。 Property buyers bought a suite with a loan outside Suzhou. This purchase is in line with the conditions for Suzhou to borrow again to buy a house. The down payment ratio is 60%, and the loan interest rate rises 10%. \r\n6。 There cannot be more than two houses under the family name of Suzhou household registration. If they are foreign residents, they can only own one house in their name, and both of them have a third loan record, and the bank will stop lending. \r\nWhat should I pay attention to when buying a house in Suzhou: \r\n 1. Determine the location first, then choose the apartment \ r \ nIf your own conditions permit, you'd better choose the location first, and then choose the appropriate apartment according to the shortage of funds at hand to see what kind of apartment you can buy and how many houses you have lighting. \r\n2。 The greening of residential areas should reach more than 35%. \ r \ When choosing a house, we must check the greening ratio and building ratio of the community. The higher the greening rate, the better the living comfort of the owners, which is more beneficial to their physical and mental health. \ r \ Abstract: Well, I have enough knowledge about Suzhou's purchase restriction policy and what to pay attention to when buying a house in Suzhou. If you need more information, please continue to pay attention to Qijia. We will bring you more exciting content later.
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