The most obvious difference is the different interest rates. Online loan financing is generally higher than bank financing, and the term selection is more flexible and diverse. However, bank financing is still remarkable, that is, under the current financial system, bank endorsement is generally very reliable and more stable than various online lending platforms.

Woodenhead Finance has never heard of it, and it may not be a reliable platform. It is recommended to invest cautiously. As for the specific platform selection, it is suggested to comprehensively consider the platform background, docking asset type, platform reputation and other factors. Mizhuang Finance has been online for more than three years, and the accumulated transaction amount exceeds 25 billion. Compliance measures such as bank depository are relatively perfect, and the docking is consumer financial assets, which is the best among P2P assets. Because personal consumption loans are naturally small and scattered, the overdue rate is much lower than other assets.