Hello! In the case that the process of lending to the bank has not been completed, if you don't want to lend and the relevant legal documents have not been signed, you can terminate the loan and get back the materials; If the relevant legal documents have been signed and the bank has entered the business into the bank's computer system, you can't go back on your word. If you go back on your word, you have to go through the formalities of canceling the loan contract, and there is a charge for canceling the contract. Thanks for reading!