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I paid the provident fund in Shanghai and bought a house in Wuxi with a commercial loan. Can Shanghai Provident Fund offset Wuxi's mortgage every month?
You should consult the Shanghai Provident Fund Center and see if you can transfer to Wuxi. (It seems that it can't be transferred) or it can't be used to repay the loan.
Also, your original loan was a commercial loan. Even if your provident fund is in Wuxi, it can't be used to repay the loan. The provident fund only uses the money borrowed from the provident fund to repay the loan.