The ways to sell the house and borrow money are as follows: 1. Mortgage: When the borrower sells the house as collateral, the buyer of the house will continue to repay the unexpired loan of the seller with the consent of the loan bank. In other words, if you want to sell a house with a loan, you need to transfer the mortgage of the house to the buyer, so that the buyer can continue to repay the loan mortgaged by the seller. You can apply for prepayment: after the remaining loans are paid off, you can sell them. Homeowners can apply for a loan bank and apply for early repayment. Mortgage to buy a house, after the loan is repaid, you can sell it or rename it.

Article 224 of the Civil Code of People's Republic of China (PRC): With the consent of the lessor, the lessee may sublet the leased property to a third party. If the lessee sublets, the lease contract between the lessee and the lessor shall remain valid, and if a third party causes losses to the leased property, the lessee shall compensate for the losses. If the lessee sublets without the consent of the lessor, the lessor may terminate the contract. Article 29 of the Measures for the Administration of Urban Housing Lease in People's Republic of China (PRC): The termination date of the sublease contract shall not exceed the termination date agreed in the original lease contract, unless the lessor and the sublease parties agree through consultation.