1. CITIC Bank's dream bonus is an exclusive credit line for high-quality credit card holders. Customers will give priority to the dream-fulfilling quota when they designate merchants to spend money, and then use a fixed credit card quota. As long as the single consumption amount reaches the initial installment amount (the initial installment amount can be divided into five stages: 500, 1000, 2000, 5000, 10000 * *), the installment consumption can be carried out (3, 6). It can be seen that dream money is not a loan, but a credit card business.

Second, the credit card (RMB account) issued for the institution "China CITIC Bank" will also be displayed.

3. If the customer wants to apply for a dream-dream-dream-dream-dream-dream-dream, he can log in to CITIC Bank's credit card app "Mobile Phone Card Space" or personal online banking to apply. After successful processing, it can be used for home improvement, car purchase, wedding, tourism, training and other consumption scenarios (suitable for RMB account transactions settled through UnionPay channels, but limited in real estate, finance, public hospitals, government services, gambling and other industries).

First, the method of applying for a dream grant

1. Customers can directly search for CITIC Bank official website on Baidu, then enter official website, log in to personal online banking, find the dream saving product on the credit card page, and apply according to the page prompts.

2. Customers can also log in to the mobile banking client of CITIC Bank and the "mobile phone card space" of the credit card APP on their mobile phones to apply.

3. Call the credit card hotline of CITIC Bank at 400-889-5558, and apply to the customer service staff for saving dream money through manual service channels.

4. If there is a business outlet of CITIC Bank nearby, you can also go to the counter of the business outlet to find a staff member to apply for a dream.

2. Yuanmengjin is a large-scale consumption installment product launched by CITIC Bank for credit card users of the bank. This credit line is generally included in the total credit line of CITIC Bank's credit card, and cardholders can use it when they spend a lot of money, such as home improvement and car purchase. Dream grant is a temporary credit line, which will be updated automatically every month. After opening the dream-dream-dream-dream fund, use the temporary limit of the dream-dream-dream fund first, and then use the permanent limit of the credit card. After using the dream-realizing fund, a monthly handling fee of 0.75% will be generated every month.