First, parents transfer the house (nominal mortgage) to their sons and daughters-in-law. In this case, regardless of whether the mortgage loan is established or not, legally speaking, the house has been transferred to the name of the son and daughter-in-law and has become the joint property of husband and wife. Now the woman naturally has the right to divide the joint property of husband and wife, including the house, and the court pays attention to evidence (joint property of husband and wife).