The process of auto mortgage private loan is as follows: 1. Lenders and borrowers negotiate loan matters, such as loan amount, loan interest rate and loan term. If necessary, the borrower needs to provide the lender with income proof and other materials. 2. After both borrowers and lenders reach an agreement through consultation, they need to sign a private lending contract in duplicate, with each party holding one copy. 3. After signing the loan contract, both parties need to go through the mortgage registration formalities at the vehicle management office. 4. After all the procedures are completed, the lender will issue the loan.

Second, Ping An Automobile Mortgage Process?

The following is the car loan process of Ping An Bank:

1. Select the car mortgage in official website of Ping An Bank, click Apply Now, and fill in the name, car purchase price, car purchase time, mileage and car loan as required.

2. If the loan conditions are met, the lending specialist of Ping An Bank will contact the applicant.

3. Go to the offline outlets of Ping An Bank and submit the ID card, vehicle driving license, motor vehicle registration certificate, financial certificate, residence certificate and other materials to the staff, who will review the materials.

4. After approval, Ping An Bank will contact the lender to sign a loan contract.

After the contract is signed successfully, Ping An Bank will lend money soon.

Third, how to buy insurance for the mortgaged car?

Mortgage car can buy insurance normally. The process of buying insurance is similar to that of an ordinary car. The owner needs to provide information such as ID card, driver's license and car purchase agreement. There are many institutions that provide car insurance services. There are many types of auto insurance, some of which are expensive, so it is necessary to buy insurance for such vehicles.

Mortgage vehicles generally need to buy the following types of insurance:

1, theft and emergency rescue must be bought. I believe everyone has heard that the mortgaged car was robbed, but when they went to the police station to report the case, quite a few cases could not be reported, saying that you were not the owner, or telling you that it was an economy and they could only sue. However, if you buy a burglary, the insurance company is liable for compensation.

2. Choose a third party with RMB 500,000 or 1 RMB 10,000. The price of the two is similar, and buying peace is also worth the money. Don't pay too much attention to this gap, otherwise it will be more difficult to compensate for the accident of the vehicle.

Insurance can't be bought in individual's name. Many mortgage cars involve some economy because of the owner. Maybe they were blocked that day, or the guarantee company quickly exposed the location of the car by inquiring the name, ID number and address of the insured, which increased the trouble of claim settlement.

4, find a repair shop to help buy, so that the risk will be more secure. Mainly because many repair shops are affiliated with insurance companies, some insurance companies need repair shops to rush their performance, and when repair shops report to insurance companies, claims may be more.

Fourth, private car mortgage loan process

Private car mortgage generally goes through the process of application-preliminary examination-evaluation-mortgage-contract-loan. Car mortgage business is divided into car loan and car loan exemption, and there is no need to detain the car. The owner can apply according to the actual situation. Banks generally do not provide car mortgage services, and generally need to find private professional credit institutions to apply for such services. For example, automobile mortgage service is a short-term microfinance service for small enterprises, individual merchants and entrepreneurs.

To apply for a private automobile mortgage, you must meet the basic conditions such as age 2 1-55, after-tax income of more than 3,000 yuan/month, stable residence and residence for 6 months or more. After meeting the basic requirements, the applicant will bring the second-generation ID card, vehicle driving license, motor vehicle registration certificate, income certificate, residence certificate and other materials to the business outlets of Ping An Bank for automobile mortgage. After passing the preliminary examination, a professional appraiser will evaluate the vehicles that need to be mortgaged, then register the mortgage and wait for the loan after signing the loan contract.

Automobile mortgage is a loan obtained from a financial institution or an automobile consumption loan company with the borrower's or a third party's car or self-purchased car as collateral. The purpose of loans with automobiles as collateral is mainly automobile consumption.

Of course, cars depreciate rapidly, and traffic accidents have a high probability of affecting the value of vehicles. There are relatively few ways for financial institutions to issue loans with cars as a single mortgage. In most car mortgages, it is a common practice to replace the car with a license. That is to say, as long as you mortgage the relevant documents of your car to the lending institution, you can get a loan, and the car can be used as usual after installing gps.