(2) The original and photocopy of the borrower's household registration book, the original and photocopy of the marriage certificate, and the borrower's household registration book. If the husband and wife are not in Jinan, they need to provide valid certificates issued by the local police station and the temporary residence permit of the public security department of Jinan;
(3) The original legal house purchase contract (or agreement);
(4) proof of income of family members;
(5) The original and photocopy of the certificate and receipt of more than 30% advance payment for house purchase;
(6) Both husband and wife have the same repayment commitment letter;
(seven) other information required by the bank.
Legal basis: Civil Code of People's Republic of China (PRC).
Article 667 A loan contract is a contract in which the borrower borrows money from the lender, repays the loan at maturity and pays interest.
Article 680 usury is prohibited and the loan interest rate shall not violate the relevant provisions of the state. If there is no agreement on the payment of interest in the loan contract, it shall be deemed that there is no interest. If the loan contract does not specify the payment method of interest, and the parties cannot reach a supplementary agreement, the interest shall be determined according to the local or the parties' trading methods, trading habits, market interest rates and other factors; Loans between natural persons are regarded as interest-free.