It depends on your conditions. You are a local hukou in Zhuhai, and you can notarize the mortgage if you have a property, or you can transfer the mortgage if you have a car, and the interest will be lower. The annual interest rate and monthly interest rate are of course different. The monthly interest rate will be slightly higher and the annual interest rate will be lower.

Is the monthly interest rate of 2% for a one-month loan period high or low? This is quite low, there is no market in Zhuhai, and now the loan meets my above conditions, at least 4-5%. But 2% is too low. Be careful of being cheated! Good luck. If you don't understand anything, you can ask me.