1440 yuan. As of March 2, 2023, the monthly interest rate of Shanghai Pudong Development Bank loan is 0.4%, so the interest for half a year is 60,000 times 0.04 times 6, which is equal to 1.440 yuan. Shanghai Pudong Development Bank Co., Ltd. is a national joint-stock commercial bank approved by the People's Bank of China1August 28, 1993. 19991October 9 was opened and listed on the Shanghai Stock Exchange. Its headquarters is located in Shanghai.
How to calculate the credit card interest of Shanghai Pudong Development Bank?
Credit card interest of Shanghai Pudong Development Bank \ According to the unified regulations of the People's Bank of China, Shanghai Pudong Development Bank charges a daily interest rate of 0.5 ‰, with monthly compound interest. (Interest is not calculated during the interest-free period), Shanghai Pudong Development Bank adopts the calculation method of revolving credit interest. Revolving credit: Revolving credit is a small unsecured loan with daily interest. According to your financial situation, you can decide the repayment amount by yourself before the current credit card bill expires every month. When the repayment amount is equal to or higher than the minimum repayment amount of the current bill, but lower than the current repayment amount, the remaining deferred repayment amount is the revolving credit balance. Revolving credit is a very convenient loan tool, which not only enjoys the convenience of swiping a card, but also is a good choice for easy financial management. If you choose to use revolving credit, you cannot enjoy the interest-free repayment period in the current period. , interest calculation of revolving credit: \ Each consumption amount of the last statement is the interest-bearing principal, and the interest-bearing days are from the bookkeeping date to the repayment date of the account, and the daily interest rate is five ten thousandths. The interest on revolving credit will be listed in the next bill.
What is the loan interest rate of Zhuhai Pudong Development Bank?
The loan interest rate of Zhuhai Pudong Development Bank fluctuates on the benchmark interest rate of the central bank loan, and the benchmark interest rate is:
The loan interest rate within 1 and 1 year is 4.35%;
2. 1 The loan interest rate is 4.75% within five years;
The loan interest rate for more than 3.5 years is 4.9%.
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The loan interest rate of Zhuhai Pudong Development Bank is subject to the fluctuation of the benchmark loan interest rate, namely:
1, 1 The annual interest rate is 4.35%;
2. The loan term interest rate of1to 5 years is 4.75%;
3. The interest rate of loans with a term of more than 5 years is 4.9%.