There is no upper limit on the amount of commercial loans, as long as you have enough repayment ability, but the first suite cannot exceed 70% of the total house price. The maximum amount of commercial loans for individual housing is 70% of the low value between the total purchase price and the housing appraisal price, and the loan amount fluctuates according to different banks' different sets, which is subject to the requirements of the lending bank. The longest loan period is 30 years, and the borrower is no more than 65 years old for men and 60 years old for women.