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Can the mortgage card be used in the daily account of foreign banks?
1. Can a mortgage card be used as a running account in a foreign bank?

To print the detailed list of bank accounts, you need to bring your ID card and bank passbook or card.

Second, the loan to buy a house can be different from the bank?

First, buying a house by loan is generally different from that of a bank. Because the loan bank is not running enough, it is not allowed to lend. Second, the loan to buy a house, the standard that banks generally need to meet. First of all, the bank checks our bank flow mainly to see if we have this repayment ability. Generally, it depends on our running water in the past six months. The average monthly running water is more than twice the monthly supply. For example, if our monthly payment is 6,000 yuan, the average monthly flow of our bank will exceed1.2w. In addition, personal credit information is also very important, and there can be no continuous or cumulative overdue, otherwise the bank will refuse to lend. Third, the solution of insufficient running water! 1. Increase with the lender * * * For married people, if the bank flow is not enough, they can provide the bank flow of both husband and wife together, and they can also apply for loans as long as they meet the requirements. For example, the applicant's monthly salary 1000 yuan, and the monthly mortgage payment is 6000 yuan. According to the bank's requirements for running water, the applicant's monthly salary should be at least 12000 yuan, while the other half's monthly salary is 8000 yuan, and the monthly salary of husband and wife is 1800 yuan. 2. One-time large deposit This way means to prove your repayment ability by depositing a certain amount of money into the bank card at one time and providing your own income certificate. For example, the applicant recently changed his job, and the bank card only showed the word "salary" for three months within six months. When applying for a mortgage, in order to prove his repayment ability, the applicant deposited 500,000 yuan into the bank card at one time and provided the company's income certificate. The monthly salary can reach 10000 yuan, and the monthly salary for applying for a mortgage is 6000 yuan, which is enough to prove that the income of the applicant can repay the mortgage. 3. Replace the applicant's monthly salary with the provident fund deposit certificate or personal tax payment certificate. For example, the applicant can't provide running water, but the applicant pays the provident fund, individual tax and social security on time every month. Some banks can use personal tax payment certificate, provident fund deposit certificate, personal social security certificate icon and so on. Rather than the bank's running water, but the premise is to repay at the same fixed time every month, so as to prove that the borrower has a stable and fixed income. At the same time, not all banks can do this, so we should consult banks more. 4. Provide guarantee for the loan. Some banks allow borrowers to provide valid guarantee certificates together with income certificates issued by the unit. If you can prove that your overall repayment ability meets the requirements, you will also lend. For example, there is also a property in the applicant's name, which was bought in full before. Although the monthly income is not much, the bonus at the end of the year is still considerable. The applicant may wish to use other property as security. It should be noted that due to the different policies of banks, not all banks are applicable, and banks should be consulted more before applying. 5. Increase the down payment and reduce the loan amount. If the bank's running water does not meet the requirements and cannot provide other certificates, the applicant can only increase the down payment ratio and reduce the loan amount to his repayment ability. For example, the applicant has just worked for less than half a year, with a monthly salary of 5000 yuan. He is single and has no other valid proof to prove his repayment ability. He can only find ways to make up the down payment and reduce the loan amount.

Third, can cross-bank running water be used for loans?

You can use cross-line running water.

Printing bank flow can be operated in four ways:

1. Non-cash business windows that need to bring ID cards and bank cards to bank outlets are printed by bank staff;

2. Bring your bank card to the bank outlet for self-service inquiry and printing. Self-service inquiry machine-insert the card or passbook, enter the password, enter the inquiry details page-enter the date required for inquiry and printing;

3. Log in to personal online banking-open a personal account bill, select the period of bill inquiry, export the bill details, save the document, and then print it by a printer (premise: online banking function is required);

4. Download the customer service terminal of bank mobile APP, log in to mobile banking, my account and account details, and you can view the bill flow. The bill flow is for inquiry only and cannot be printed (prerequisite: mobile e-banking is required).

Fourth, can cross-bank running water be used for loans?

You can use cross-line running water.

The printing bank process can go through four steps.

1. You need to bring your ID card and bank card to the non-cash business window of your bank branch for printing;

2. Bring your bank card to the bank outlet for self-service inquiry and printing. Self-service inquiry machine-inserting card or passbook-inputting password-inputting historical details-entering inquiry printing office-printing process;

3. Log in to personal online banking-open personal account bill, select bill details, save documents, and then open online banking function);

4. Download the customer service terminal of the bank's mobile APP, log in to mobile banking, my account and account details, and you can check whether the bill can be printed (prerequisite: you need to open mobile e-banking).