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How do unemployed people apply for small secured loans?
According to the document [2006] 150. For those who hold the Re-employment Concession Card, urban veterans and other registered unemployed people in cities and towns who are engaged in self-employment and lack of self-raised funds, they can apply for small secured loans, with the maximum loan amount not exceeding 30,000 yuan (including 30,000 yuan) and the longest loan period not exceeding 2 years. If it is really necessary to extend the term at maturity, it can be extended once. For partnerships and organized employment, the loan scale can be expanded according to the number of employees and business projects, but the maximum loan amount does not exceed 200,000 yuan. For those who hold a "Re-employment Concession Card" and retired soldiers in cities and towns who are engaged in self-employment, partnership or organized employment, and apply for small secured loans to engage in low-profit projects, the financial department at the same level will give a full discount according to the facts (the extension will not be discounted). For other registered unemployed people in cities and towns who apply for small secured loans and engage in low-profit projects, 50% discount will be given by the finance at the same level.