How long does it usually take for a loan to get a real estate license?
After buying a house with a loan, the real estate license can generally be taken within 90 days after handing over the house, but it depends on how the contract signed between you and the developer is stipulated, because the handling of the real estate license is subject to the contract. Whether it's a loan to buy a house or a one-time payment, the time to get the real estate license will not be different because of the different ways of buying a house. If you buy a house with a loan, you just put an extra certificate in the bank. After the real estate license is issued, the bank will register with the real estate bureau, and then return the original real estate license to the borrower after stamping the mortgage registration stamp in the column of "Setting Other Rights" on the inner page of the real estate license.
What are the factors that affect the issuance of real estate licenses?
Whether you can get the real estate license in time after purchasing the mortgage loan property depends on many factors. First of all, whether the developer has handled the real estate license, because the real estate license can only be obtained by the buyers. Secondly, there is no loan, because the bank will use the real estate license as collateral and will not return the real estate license until the buyers pay off the mortgage. In addition, policies and processes in different regions may also affect the time to get the real estate license.