Huimin loan is seriously overdue, but it has been paid off in full, and the amount is invalid: mainly because the user does not meet the conditions for the use of Huimin loan, and the system recovers the loan amount.

Users' insufficient repayment ability, previous use of Huimin loans overdue, or changes in users' personal information may lead to the cancellation of Huimin loan. Because the amount of Huimin loan is obtained through systematic evaluation, when the amount is recovered, manual intervention cannot be carried out.

Users can continue to maintain a good credit record and wait for the system to re-evaluate Huimin Loan. As long as it passes the evaluation, it is possible for Huimin Loan to regain its quota.