Go to the bank for large loans, and you can apply for small loans on online loan platforms. After all, the amount of small loans is not large, and online loan platforms can fully meet your needs, and the threshold is lower than that of banks. The speed is also faster than that of banks, but remember to apply on a formal platform.
Which small online loan platform is easier to pass?
Shengbei
Shengbei is developed and operated by Shenzhen Samoyed Internet Financial Services Co., Ltd., adhering to the "No loan sharking" is the bottom line of the product, and it is designed to provide high-quality, low-interest bill installment services for young people. Sources of funds: Bank of China Consumer Finance, Harbin Bank of China Consumer Finance, Zhongbang Bank, Haier Consumer Finance, CITIC Bank, etc. We will recommend suitable formal financial institutions to provide loan lines based on personal circumstances. Safe funds are more secure! Save the amount: Apply now for up to RMB 60,000
Du Xiaoman
It is a comprehensive financial service platform that provides Internet consumer credit services, high-quality financial services and safe insurance services to the public. Duxiaoman Financial holds a variety of licenses and has cooperated with hundreds of banks and licensed financial institutions to provide users with trustworthy financial services in the fields of credit, financial management, insurance, payment and other fields. For capital turnover, look to Du Xiaoman! Du Xiaoman Quota: up to 200,000. Apply now
Dishui Loan
In August 2016, Didi’s financial credit product “Dishui Loan” was launched. Dishui Dai adopts a pure credit loan model without providing mortgages, guarantees, or revolving lines. Mainland Chinese residents aged 22-40 can apply, and the required information is their ID card and bank card. Dishui loan limit: up to 200,000. Apply now
An Yihua
An Yihua is a revolving credit product launched by Ma Ma Consumer Finance Company. Users can make installments and consume within the limit. MaMa Consumer Finance provides you with safe, professional, smart and convenient cash lending, installment consumption, and interest-free shopping services for some products. High limit: The limit is up to 200,000 yuan, making it convenient to borrow money; high efficiency: you can apply with your ID card and bank card; easy to operate: the loan progress can be checked at any time, and one-click repayment is very convenient. Anyihua quota: up to 200,000. Apply now
fenqile
fenqile is an installment consumption platform under Lexin that advocates moderate consumption among young people, so as to better understand young people and have more Safety guarantee, warmer product experience and financial technology services allow young people to enjoy safe, stable and convenient cash lending, installment shopping and installment repayment services, making it the trusted choice of 100 million users. New users are interest-free for up to 30 days, and the specific date is subject to the actual date of interest-free acquisition. Installment amount: up to 200,000. Apply now
360 IOU
Newcomers can receive a 30-day interest-free coupon. The specific date will be subject to the actual date of receiving the interest-free coupon. 360 IOU is a personal and small and micro credit platform under 360 Digits. Relying on the advanced Internet security technology and big data technology of 360 Digits Group, and based on massive user credit data and behavioral data, it is committed to improving the domestic personal credit system and improving the efficiency of financial services. Reduce costs and provide safe, stable and convenient consumer loan financial services to various social groups with financing needs. 360 IOU limit: up to 200,000. Apply now
Lexiangju
Provide users with professional, smart, safe and convenient cash loans. With your ID card, you can complete the loan application online and get the loan in as fast as 5 minutes! Based on the user's actual situation, a loan limit of 20W is provided! The daily interest rate is as low as 0.02. Enjoy loan limit: up to 200,000. Apply now
Jike Youqian
Jike Youqian is a subsidiary of Greenland Small Loan that provides users with convenient and rich first-hand housing decoration and personal daily consumption. and other comprehensive consumer finance and life service platforms, through big data analysis, artificial intelligence and machine learning technology, to provide financial product search, matching and recommendation services for individual consumers, small and micro enterprises, and individual industrial and commercial households.
Jike’s money limit: up to 200,000, apply now
Zhongan Small Loan
Zhongan Small Loan is an unsecured, purely online loan launched by Chongqing Zhongan Small Loan Co., Ltd. The consumer credit platform conducts an overall assessment of customer credit based on mature and professional risk control capabilities. The three-step borrowing limit is as high as 200,000, and the loan is disbursed within 5 seconds on average. Zhongan small loan limit: up to 200,000. Apply now
The materials submitted when applying for a loan are very important, but it is not just about looking at these materials. The platform will make a comprehensive assessment based on personal big data, mainly based on Whether the borrower's repayment ability is sufficient, and whether the credit report passes the test, people who need to borrow money on a daily basis must pay attention to protecting their credit report.