First of all, the reasons given for limiting the quota are insufficient

Secondly, let’s talk about why the quota setting is unreasonable

1. The state encourages P2P innovation and development mainly because To support the financing of small and medium-sized enterprises, the business scope of banks is relatively limited, and companies that are not particularly outstanding are simply unable to obtain loans from banks or the approval cycle is relatively long. Therefore

2. Small loans can easily lead to greater crises.

3. Why must it be dispersed to different platforms?

Finally, in terms of platform financing limit, I feel that it still needs to be set according to the actual situation. Otherwise, a series of bigger problems will not arise. An appropriate loan limit will be more beneficial to the transformation and development of the platform.