Then your repayment amount this quarter is:10000 * (0.0531* 50/360+0.058 * 40/360) =138.20 yuan.
Mainly according to the agreement you signed with the bank! Preferential policies, loan conditions and repayment guidelines for college students' student loans >> 1. Starting time of self-interest payment: The official start of self-interest payment for Grade 2007 is July, 2007 1 day. After applying for extension, the time for junior college students to pay interest will be automatically extended for two years. 2. The annual interest settlement date of self-paid interest starts from the graduation of students, and the annual interest settlement date is 65438+February 20th. Prior to this, loan graduates should automatically pay the loan interest for the current year. Three. The interest calculation method is that the annual interest rate is 6.84% and the daily interest rate is 0.0 19% (the annual interest rate is adjusted in real time according to the interest rate of the People's Bank of China in that year). Loan amount × repayment days × daily interest rate × penalty interest coefficient = interest amount Example: Xiao Li, a graduate of 2007, borrowed 5,000 yuan in 2005 and 4,200 yuan in 2006. The maturity dates of the loans are September +0 1 day, 2065438 and September 7 +02, 2065438, respectively. The starting date of self-interest payment is July 1 day, and the settlement date of the first self-interest payment is February 20, 2007. Analysis of several possible situations: (source blog) 1. Xiao Li successfully entered the undergraduate college and went through the extension formalities on time, and the interest date and repayment deadline were automatically postponed (the promotion to graduate students was postponed in turn). If you finish your studies, it will be calculated according to the general two-year college entrance examination. The starting date of self-interest payment is July 1 day, 2009, and the loan maturity dates of the two loans are September 14, September 7, 2006 and September 7, 2009 respectively. 2. Xiao Li made a detailed and reasonable repayment plan, and paid interest on time on February 20, 65438 every year. On the interest settlement date of 65438+February 20, 2007, the interest payable for the two loans were: 2005-5000×172× 0.00019 =163.4 yuan, and 2006-4200×/kloc-0 respectively. From now on, the annual interest of two loans that Xiao Li should pay on February 20, 65438 is: 2005-5000× 365× 0.00019 = 346.75 yuan or 5000×6.84%=342 yuan; 2006-4,200× 365× 0.000 yuan. Xiao Li has the ability to repay the loan in advance through hard work. Upon application, she went through the prepayment formalities on August 8, 2008. The calculation method of interest is: (1) Xiao Li paid the interest in 2007 on time on February 20, 2007, which was 163.4 yuan and 137.256 yuan respectively. The principal payable in advance of the two loans is 5000 yuan and 4200 yuan respectively, and the interest payable is 65438+from February 2007 to August 8, 2008, that is, 23 1 day. 2005-5000× 23/kloc-0 /× 0.00019 = 219.45 yuan 2006-4200× 23/kloc-0 /× 0.00019 =/kloc. The principal payable in advance of the two loans is 5,000 yuan and 4,200 yuan respectively, and the interest payable is 404 days from July 1 2007 to August 8, 2008. 2005-5000× 404× 0.00019 = 383.8 yuan 2006-4200× 404× 0.00019 = 322.392 yuan. Special reminder 1. The annual loan interest can be directly deposited into the loan bank card before the interest settlement date. 2. Considering the annual debit card fee and small account fee, students are advised to deposit more 100.00 yuan.