First, the process of handling student loans. Customers who need to apply for student loans can apply for student loans at the offline outlets of Industrial Bank. After preparing the relevant materials, you can apply for a student loan at the artificial window of the bank, and then apply for a student loan with the help of the bank staff. You can also log in your personal account in official website of Industrial Bank, and then choose the business of student loan.
II. Conditions for Industrial Bank to handle student loans. Industrial Bank provides student loans for high school students, college students, doctoral students, graduate students, vocational college students and international students. And when Industrial Bank applies for student loans, parents and students are both guarantors, and parents are borrowers who are mainly responsible for lending human services. Industrial Bank requires parents to have good personal credit records and no bad credit records, in order to ensure the repayment ability of student loans.
Third, the advantages of Industrial Bank's student loan. Industrial Bank's student loan has many advantages. Most importantly, if college students are still studying at school, they only need to repay the principal during the loan period. And even if students graduate, they will not be required to repay their college wishes immediately. Industrial Bank will give them a five-year buffer period, during which they only need to repay the principal. At the same time, if you apply for a student loan at Industrial Bank, the bank will also provide corresponding accident insurance for the student guests. Moreover, Industrial Bank can also apply for interest-free student loans for students who have not dropped out of school or joined the army due to major diseases.