Please bring the following materials to the loan bank for personal housing consumption loans:
1. Valid identity document, household registration certificate and marital status certificate;
2. Proof of repayment ability such as personal tax payment certificate and salary certificate. ;
3 housing renovation contract, commodity sales contracts, consumer certificates of deposit and other certificates of use;
4. Guarantee certification materials;
5. Bank card or account after deducting the loan.
Tips: As there may be differences in different regions, please contact the loan bank for confirmation before handling the specific regulations.
2. What is the meaning of ICBC's consumer loan?
Consumer loans of ICBC refer to unsecured and unsecured RMB loans issued by banks to borrowers who meet certain conditions for personal legal and compliance consumption purposes.
Personal consumption loans of ICBC mainly include the following contents:
1, financing e-loan: it is mainly suitable for personal daily consumption, and can provide a loan amount between 600 yuan and 800,000 yuan.
2. Personal car loan: it is a car loan service provided by ICBC for users who buy their own cars.
3. Personal student loans: loans granted by China Industrial and Commercial Bank to poor students in institutions of higher learning.
4. ICBC Easy Loan: It is a loan product between ICBC and special merchants, and the maximum loan amount can reach 200,000 yuan.
3. What is ICBC's personal housing consumption loan?
Personal housing consumption loans can be used to decorate houses, buy housing decoration materials, durable consumer goods and other large consumer goods, which can be recovered with the application and borrowed conveniently and quickly.
4. What is the revolving loan function of ICBC's personal housing consumption loan?
Our personal housing consumption loan has the function of revolving loan: one-time application, recycling, repayment with the loan, convenient and quick, and self-service payment through merchant POS and online banking.
If the loan method is mortgage or pledge, the borrower can apply for personal housing consumption loan under the maximum guarantee, which can be recycled.