The mortgage interest rate of each bank is different. We take Suihua Postal Savings Bank as an example. According to official website's inquiry, the interest rate of Suihua Postal Savings Bank's housing loan is 5.6% for loans within 6 months (including 6 months). The loan interest rate for half a year to one year (including one year) is 6%. The loan interest rate for one year to three years (including three years) is 6. 15%. The loan interest rate for three to five years (including five years) is 6.4%. The loan interest rate for more than five years is 6.55%. Individual housing provident fund loans for less than five years (including five years) 4%. More than five years, 4.5%.