1. First, please go to the bank for relevant information. And apply for personal housing loans with all relevant materials.

2. Then accept the bank's review of you and determine the loan amount.

3. Next, you can apply for a loan contract, and the bank will apply for insurance. Handle the registration and notarization of property right mortgage.

4. The last thing left is the cancellation of registration after the bank issues loans, the borrower repays on a monthly basis and pays off the principal and interest.

First, why do you want to file a house?

1. The implementation of the house purchase contract filing system can effectively restrain developers.

2. It can not only prompt developers to speed up the building, but also handle the property right certificate according to the regulations, which can make buyers feel more at ease, and can also avoid many hidden dangers brought by one room and two owners to consumers.

3. Procurement contract filing process.

All sales contracts are signed online. Before signing online, it is generally to initiatively confirm that the contract is correct and there is no objection, and then sign online. After the online signing of commercial housing, the developer records the contract, obtains the record number after being audited by relevant departments, prints out the contract text, and the buyer and the seller sign and seal, each holding its own copy. After the contract is signed, the real estate management department will return a 9-digit record number beginning with 06 after review, indicating that the contract has been successfully filed.

Second, the benefits of online lending platform filing to investors:

1. The investment platform is guaranteed.

Preferred investors have standards when choosing platforms. Before filing, there were thousands of online lending platforms, some of which were acceptable and some were average. However, although there are some standards, none of them will say that they are not good, so there is no unified standard for investors to choose platforms. After filing, if you want to choose an online lending platform, at least you don't need to ask many people to judge its security, but the reference standard for measuring whether the platform is worth investing is filing. Filing helps investors to select platforms, and investors can directly choose the platform that takes the lead in filing, so as to ensure the safety of funds and create higher returns for investors.

2. The investment income is basically unified in the industry.

After filing, the average income level of the online loan industry will continue to decline, reaching the basic unity of the industry. After the industry grew from barbarism to regulatory compliance, the profiteering stage of the online loan market ended. Although there may not be the original income level, first of all, its decline is not large. Secondly, it is not once and for all after filing. If the illegal platform is found after filing, it will be revoked, which will make the platform always vigilant, continuously improve the degree of compliance and improve the overall service quality, so that everyone's safety will be higher. Of course, this also fully shows that the security of the platform itself can be recognized by everyone, and investors can safely choose a big platform or a small and beautiful platform.