2. Secondly, Happy Second Loan has whitelisted customers' medical insurance cards, salary cards and social security, and it must be a whitelisted customer of Changsha Bank to apply. It is a product open to "whitelisted" customers who meet the access conditions. If local customers in Changsha can directly bring information to local outlets to apply.
Finally, there is the issue of credit report. The requirements of bank loans for credit reporting are still relatively high, especially the recent inquiry records should not be too many and the debt ratio of credit reporting should not be too high. If you apply for more online loans, it is difficult to make the next payment even if your qualifications are good.
"Happy Second Loan of Changsha Bank" is a pure online and pure credit consumer loan product launched by Changsha Bank, which can be recycled.
1. Use the Happy Second Loan of Changsha Bank.
Car purchase, decoration, medical care, tourism, education, wedding, daily consumption, etc.
2. Changsha Bank Happy Second Loan Application Conditions:
/kloc-natural person aged 0/8 to 65;
The actual age of the borrower and the loan application period shall not exceed 70 years;
Have a stable job, a stable income, and the ability to repay the loan principal and interest on time;
Good credit, no bad record, and legal use of the loan;
Other conditions stipulated by the bank.
Third, Changsha Bank Happy Phase II Loan Application Steps
1. Open the online banking app of Changsha Bank (7.8.6) and click "Happy Second Loan" to activate the bank (fill in personal information);
Apply for a loan.
4. Changsha Bank Happy Second Loan Repayment Method
1. Automatic repayment: Ensure that the repayment bank card (the collection bank card selected when borrowing) has enough funds to repay the current principal and interest before the agreed repayment date (2 1) 18:00 every month, and Changsha Bank will automatically deduct the money;
2. You can deposit enough funds into the repayment account at any time, and then click "Happy Second Loan" through online banking to make early repayment (there is no handling fee for early repayment).
5. What is the amount of Happy Seconds Loan?
The limit of a single user does not exceed 300,000 yuan, and the limit is between10-300,000 yuan according to the user's credit, deposit, wealth management and debt.
5. Characteristics of Happy Second Loan of Changsha Bank
1. Jane: pure credit, 0 guarantee, online application;
2. Fast: real-time approval and real-time payment;
3. High: credit line, the maximum loan line can reach 300,000;
4. Province: minimum daily interest rate 1.5 yuan/ten thousand (loan 65438+ ten thousand, interest rate 1.5 yuan/day);
5. Length: one-time credit, valid for three years (a single loan can last up to three years);
6. Convenience: use it and borrow it, pay interest monthly, repay the principal when it is due, and support early repayment.