After receiving the notice of approval, the bank will go to the outlet to sign the loan contract and handle the mortgage and other related procedures within the agreed time (this link will take about three to five working days), and then the bank will enter the lending link, and generally the money will be paid in one or two months.
Just wait patiently for this.
Of course, we also need to pay attention to the fact that if banks encounter tight quotas and busy business, approval and lending may be delayed and it will take more time.
For example, some loans were received three to five months later, and some mortgages have not been approved for half a year.
And if the mortgage is postponed, you can take the initiative to contact the customer service of the handling bank and ask about Kaka's situation, whether it is postponed or eventually rejected.
If it's not a big problem, you can push it appropriately.
Online loan big data can clearly reflect the user's recent application for online loans, whether online loans are repaid on time, and whether identity information is suspicious. You can get a detailed risk report through credit inquiry tools such as "Xiaoqi Credit Check".
Extended data:
Can I get a tax refund for the first suite of second-hand houses?
The first suite of second-hand houses can be refunded, and both deed tax and personal income tax can be applied for tax refund.
1, the first suite, whether it is a second-hand house or a new house, can enjoy the preferential policy of halving the deed tax as long as it is the only individual house with a construction area of less than 90 square meters, that is, only 1% deed tax is levied, and the excess deed tax can be applied for tax refund.
2. Personal income tax As long as the first suite has housing loan interest expenses, whether it is a new house or a second-hand house, users can apply for a special deduction on the tax app according to the monthly amount of 1000.