There is no handling fee, which saves you a lot of extra expenses.
If the lender applies for Ping An Bank's decoration loan, credit loan, car loan and other products. According to the lowest loan interest rate of Ping An Bank in official website, the one-year loan interest rate is 4.35%, the one-to-five-year loan interest rate is 4.75%, and the five-year loan interest rate is 4.9%.
If the user applies for a loan of 654.38 million yuan, if the user applies for a one-year loan, the loan interest is 4350 yuan. If you apply for a loan for one to five years, the total loan interest is between 4750 and 23750 yuan. If you apply for a loan for more than five years, the loan interest is 4900 yuan x years.
If the lender applies for a personal housing loan in Ping An Bank, according to the data of relevant institutions, the average loan interest rate of the first suite of Ping An Bank is 5.4%. In this way, the lender applied for a loan of 654.38 million yuan, with an annual loan interest of 5,400 yuan.