Renew the loan. Renewing loan is a term in the field of banking and finance, which refers to continuing to borrow another sum of money with credit and corresponding guarantee. Working capital loan renewal is the behavior of continuing to issue working capital loans to customers. Renewing loans is the bank's loan policy, and the state encourages banks to renew loans to the real economy. In other words, after the loan to the real economy expires, banks should continue to support and continue lending, but not stop lending.