Now all units and some enterprises have the benefits of paying five insurances and one gold, including housing accumulation fund, which is a housing fund specially provided for people's housing. How many times can the housing provident fund be withdrawn? Friends who want to know may wish to have a look with Bian Xiao!
A, housing provident fund can be withdrawn several times a year.
Housing provident fund can be withdrawn several times a year, mainly depending on the nature of housing loans, as follows:
1. The commercial loan can be withdrawn in one year 1 time.
If you choose a commercial loan to buy a house, you can withdraw the provident fund once a year, and each time you can withdraw the repayment amount of the previous year.
2. The housing loan can be withdrawn 1 time a year.
To repay the housing loan and withdraw the housing provident fund, you can withdraw the provident fund transfer once a year, but the amount in the withdrawal provident fund account shall not exceed one year to repay the principal and interest of the housing loan.
3. Rent can be withdrawn 1 time every year.
If you purchase a house and withdraw the provident fund, you can withdraw the provident fund once a year, but the amount you withdraw cannot exceed one year's rent.
4. The construction and decoration of owner-occupied housing can only be extracted at one time.
For the construction and decoration of housing provident fund, the amount of individual housing provident fund can only be withdrawn at one time, but the amount withdrawn cannot exceed the cost of housing construction and decoration.
Second, the materials needed to extract the provident fund
1. One original and one copy of the applicant's ID card for provident fund withdrawal.
2. Provident fund withdrawal applicant's original household registration book 1 copy, first page copy 1 copy, and my page copy 1 copy.
3. One original and one copy of the applicant's resignation certificate.
4 provident fund joint card number or personal savings account number.
5. Fill in the "Application Form for Housing Extraction" and "Extraction List" and affix the seal reserved by the unit.
Bian Xiao concluded: The above are how many times you can withdraw the housing provident fund and the materials you need to withdraw the provident fund. I believe after reading the above sharing, you will have a corresponding understanding. For more information, please keep an eye on Qijia. Bian Xiao will answer them one by one.
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