Decoration loans and housing loans are different in nature. Bank decoration loans include credit loans and consumer loans. Lenders can apply for decoration loans as long as they meet the application conditions. First, the decoration loan conditions

1. The decoration loan applicant must be a legal resident of the local police station, and must be a permanent resident, with a valid resident ID card. You can't apply for a decoration loan in a local bank for a remote account.

2, decoration loan applicants should have a stable job and income, good credit, the ability to repay the loan principal and interest on schedule.

3. Decoration loan applicants need to provide relevant assets certificates to the bank, such as bank running bills, social security payment, tax payment vouchers, etc.

4. Newly purchased houses need a house sales contract and a house purchase invoice. The original house renovation should provide proof of ownership of the house.