According to Caiti's data Com, whether BMW Finance is easy to pass needs to be comprehensively decided according to the materials submitted by users, and the loan amount should be evaluated according to the borrower's liabilities and income. With more debts, the loan amount of households will be low, and there is a great possibility of being rejected.

BMW Auto Finance (China) Co., Ltd. is an auto finance company jointly funded by BMW Group and BMW Brilliance Automobile Co., Ltd., headquartered in Beijing, with a total investment of 500 million yuan. BMW Auto Finance (China) Co., Ltd. is the first auto finance company among luxury car brands to establish a joint venture with a partner in China.