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Can I go through the transfer formalities for a house with mortgage in the bank?
Of course. During the mortgage period, the buyer, the seller and the mortgagee (bank or financial institution) shall apply for the registration of house sale at the same time, and the applicant shall provide the following procedures:

Real estate license;

Tax payment certificate (deed);

Real estate license;

Identification certificates of the buyer and the seller;

Proof of the marital status of the seller (the house certificate is not clearly provided);

Real estate transfer contract;

The identity certificate of the mortgagee (bank or financial institution) and the written document approving the transfer of the mortgaged house;

Principal creditor's rights contract;

Mortgage contract;

Other necessary materials.

Extended data:

According to Article 191 of the Property Law, "during the mortgage period, if the mortgagor transfers the mortgaged property with the consent of the mortgagee, he shall pay off the debt to the mortgagee in advance or deposit the proceeds from the transfer. The part of the transfer price exceeding the amount of creditor's rights belongs to the mortgagor, and the insufficient part is paid off by the debtor.

During the mortgage period, the mortgagor shall not transfer the mortgaged property without the consent of the mortgagee, except that the transferee pays off the debts and extinguishes the mortgage on his behalf. "So, either the mortgagee agrees or you pay off the debts on your behalf, otherwise the relevant real estate cannot go through the transfer registration procedures.

References:

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