According to Article 11 of the Detailed Rules of Nanjing Municipality on Withdrawing Housing Provident Fund and Housing Subsidies to Repay Individual Housing Loans? Materials to be provided for counter transfer repayment:
(1) Original ID card and marriage certificate of the borrower and spouse;
(2) The original loan contract retained by the borrower;
(3) the loan certificate issued by the lending bank;
(four) the "Nanjing Housing Provident Fund Withdrawal Application" issued by the borrower and his spouse with the reserved seal;
(5) If the borrower repays personal housing loans in different places, personal commercial housing loans issued by banks not entrusted by Nanjing Center, and personal housing provident fund loans issued by local non-Nanjing Center (provincial organs sub-center, Nanjing Railway sub-center, management department of Provincial Prison Administration, and management department of East China Petroleum Bureau), in addition to the above information, the borrower shall also provide the following purchase information:
1. If the personal housing loan of commercial housing and affordable housing is returned, a copy of the purchase contract and purchase invoice (the original must be submitted for inspection) shall be provided;
2 to return the existing commercial housing, second-hand housing personal housing loans, provide deed tax declaration form, People's Republic of China (PRC) cash tax payment certificate, a copy of real estate license. (with original inspection)
Extended data:
Article 14 of the detailed rules for the implementation of Nanjing Municipality's withdrawal of housing provident fund and housing subsidies to repay individual housing loans? The repayment of the loan is subject to the withdrawal system.
(a) entrusted transfer owing on the loan
1. entrusted repayment year by year: after the borrower signs the entrustment agreement, the management center will repay the provident fund loan by transferring the balance in the deposit account of the borrower and spouse on June 8 10 every year.
2. Entrusted monthly repayment: After the borrower signs the entrustment agreement, the management center will use part of the amount transferred to the borrower's and spouse's account on15th every month (see Item 2 of Paragraph 1 of Article 6 for the specific amount) to repay the principal and interest of the current provident fund loan.
(II) Counter transfer repayment operation
1. The loan bank accurately inquires about the borrower's loan information and issues a true and valid loan certificate according to the regulations.
The loan certificate includes: the name of the loan employee, ID number, contract number, loan principal balance (including overdue principal amount), the amount of principal and interest to be repaid in the current month (including default interest), loan account number (full name), repayment method, etc. , must be completed completely and accurately; The contents of loan principal balance and loan interest balance should be accurate to two decimal places (reserved angle and minutes).
2. The undertaking bank of the housing accumulation fund collection business strictly examines the relevant contents of the loan voucher and transfers the repayment amount to the loan account by means of transfer.
Nanjing Normal University-Nanjing withdraws housing provident fund and housing subsidies to repay individual housing mortgage loans.