At present, the annual interest rate of provident fund loans with a term of 5 years or less is 2.75%. Under the condition of constant interest rate, the repayment method of equal principal and interest is adopted. The monthly repayment amount is 2897. 12 yuan, and the first monthly repayment amount is 3006.94 yuan (for reference only), and the monthly repayment amount decreases month by month.

In some cities, China Merchants Bank provides provident fund loans. Please dial 95555 at 8:30- 18:00, select "2 manual service-"1"personal banking-"4 "personal loan business, enter the manual service, provide loan purposes and learn more about the city.