Finally, suing for insurance compensation may win or lose. If an insurance company wants to win a compensation lawsuit, it must first collect complete information to prove that the other party is fully responsible for the accident, and it must have an accident certificate issued by the traffic police department. The other party will cheat and will not compensate for the loss.

For compensatory litigation, the debtor should actively respond to the lawsuit, collect evidence beneficial to himself, and negotiate with the creditor to extend the repayment period or repay by installments, and ask the creditor to withdraw the lawsuit.