Not reliable.
It is impossible for a regular lending institution to complete a loan application only with an ID card and a household registration book. There are many factors to consider whether you can get a loan. In addition to the basic ID card and household registration information, the borrower also needs to provide work certificate, income work, asset certificate, credit report, etc. So as to identify whether the borrower has the ability to repay the loan and whether the borrower is willing to repay the loan.
2. Can I get a loan if my ID card is different from my household registration address?
1. If the identity address is inconsistent, you can apply for a loan. You just need to ensure that the name and ID number on the ID card and household registration book are the same. The required documents are: 1, married: marriage certificate, household registration book, copy of license with official seal, different banks and different needs), ID card, spouse ID card, spouse household registration book and spouse marriage certificate. If two people borrow money together, the spouse also needs to produce proof of income, a copy of the business license stamped by the company, salary (which can be produced by the company, street or local police station), household registration book and proof of income. 3. People's Daily Online /N/20 14/4469280.html
3. Is the online ID card loan true?
Hello, ID card loan is ok, but it also needs my verification.
I suggest you find out about spending money on Xiaoman. After all, borrowing money on Xiaoman platform is convenient and easy to use. Du Xiaoman's credit service products have money to spend, providing users with safe, convenient, unsecured and unsecured credit services. If you borrow money, you can go to Xiaoman APP (click on the official measurement). The daily interest rate of money consumption loans is as low as 0.02%, and the annualized interest rate is as low as 7.2%. It has the characteristics of simple application, low interest rate, fast loan, flexible loan repayment, transparent interest rate and strong security. I would like to share with you the application conditions for consuming products with money: it is mainly divided into two parts: age requirements and information requirements. 1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide installment loans to students at school. If you are a student at school, please give up the application. Information requirements: You need to provide your second-generation ID card and your debit card during the application process. Note: the application only supports debit cards, and the application card is also your loan bank card. My identity information needs to be the second-generation ID card information, and cannot be processed with temporary id card, expired ID cards or first-generation ID cards.
This answer is provided by Youhuahua. Due to objective reasons such as the timeliness of the content, if the answer content is inconsistent with the actual interest rate calculation method of Youhuahua loan products, the display on Xiaoman APP- Youhuahua Loan page shall prevail. I hope this answer is helpful to you.
4. Can I apply for a loan with my ID card, bank card and mobile phone number?
You can't get a loan with your ID card and mobile phone number. Materials to be prepared for the loan:
1, ID cards of both husband and wife of the borrower;
2. The borrower's household registration book/foreigner needs a temporary residence permit and household registration book;
3. Marriage certificate/divorce certificate or judgment/single certificate;
4. proof of income;
5. Academic certificate;
6, the bank is flowing;
7. Other attributes;
8. Copy of the business license of the unit (with official seal);
9. certificates of deposit, etc. ;
10. If the borrower is an enterprise legal person, it must also provide the annual business license, tax registration certificate, organization code certificate, articles of association and financial statements;
1 1. Other information required by the bank.