When buying a house, there are generally two ways to pay the down payment by loan. One is to borrow money from relatives and friends, and the other is to borrow money by yourself. It is clear here that it is useless to borrow money from anyone as long as it is not given by parents, children and other immediate family members. Even if the borrowed money makes up the down payment, it will not go through the source of down payment.

. 202 1 in order to crack down on real estate speculation, insist that houses are used for living and maintain the stability of the real estate market, the supervision has vigorously introduced various policies, among which there are provisions requiring banks to strictly check the source of down payment. For those who flow into the property market through borrowing, raising funds to cross the bridge or borrowing from others, they must not issue loans.