1. What is Jumiao Loan? Jumiaodai is Alipay's decoration loan product for users. It can only be used for consumption at Juran Home. It will later cover 22 stores in 7 cities across the country. This product is a bit like China Construction Bank’s Anju Finance, which is a designated use and consumption venue.
2. Can I withdraw the Jumiao loan limit? The cash withdrawal method is the same as that of Huabei, Baitiao, and Anju Finance. Users need to go to a designated merchant to make purchases, and then let the merchant return the money to themselves, and pay the other party a certain handling fee in the process. However, this approach is illegal. To put it mildly, the consequences are very likely to be controlled by Alipay's backend, making it difficult to borrow money in the future. If it is serious, you may have to bear legal liability, which is not recommended. Do this.
2. In which cities is Jumiao Loan available? Jumiao Loan has not yet been fully launched, it is only on a pilot basis. The cities where it has been opened include Beijing, Tianjin, Chongqing, Xi'an, Taiyuan and Guiyang. You can first check whether it has been opened in your city. The above is the relevant introduction to the "Current Status of Jumiao Loans and Cash Withdrawal Methods". If you have decoration needs, you can apply on Alipay. If it is just to withdraw cash, it is better not to apply, so as not to apply when you really need it in the future. Never used again.