Legal analysis: 1. When the court has not yet conducted the final litigation case, before the court makes a judgment, those who meet the loan conditions may apply for a bank loan. 2. After the court makes a judgment, if the obligor fails to perform the judgment, the court will include him in the list of untrustworthy persons during the execution. After being included in the list, you will not be able to get bank loans.

Legal basis: Article 13 of the Interim Measures for the Administration of Personal Loans in People's Republic of China (PRC). After accepting the borrower's loan application, the lender shall fulfill the obligation of due diligence, investigate and verify the authenticity, accuracy and completeness of the personal loan application and related materials, and form an investigation and evaluation opinion. Article 14 The loan investigation includes but is not limited to the following contents: (1) Basic information of the borrower; (2) The income of the borrower; (3) the purpose of the loan; (4) The source, ability and method of repayment of the borrower; (5) Guarantor's willingness to guarantee, ability to guarantee, value of collateral (pledge) and liquidity.