(1) Buying a house with a loan can alleviate the pressure in all aspects. Although house prices are declining in most areas, they are still relatively high on the whole. In some big cities, buying a house will cost millions of dollars, which is beyond the reach of ordinary families. In this case, if you choose a loan to buy a house, you can alleviate the economic pressure, as long as you make up enough down payment, but if you buy a house in full, the pressure will be particularly great.

(2) the interest on the loan is relatively high, which has certain risks. If you choose to buy a house with a loan, the interest rate of going to the bank for a loan is relatively high, and the total interest repaid is not a small amount. But if you choose not to borrow money to buy a house, you don't need to bear these benefits and risks.

If you choose a loan to buy a house, then after the loan, the repayment pressure is relatively high every month, and you even have to worry about your mortgage all the time. However, if you buy a house in full, you will only have some pressure when paying the house price, but there will be almost no economic pressure behind.